Revolut vs Wise: Which Referral Program Pays More in 2026?
Both Revolut and Wise offer referral bonuses — but which one should you promote? We compare commissions, conversion rates, and who your audience is.
Revolut vs Wise Referral Program: Full Comparison
If you're in the fintech space, Revolut and Wise are two of the most popular platforms to promote. Both have powerful referral programs, but they're quite different. Let's break it down.
Quick Comparison
| Feature | Revolut | Wise |
|---|---|---|
| Publisher earns | €50-100/referral | $30/referral |
| New user gets | Free card + bonus | Free first transfer |
| Cookie duration | 30 days | 365 days |
| Conversion ease | ★★★★☆ | ★★★★★ |
| Global availability | 35+ countries | 80+ countries |
Revolut Referral Program — Deep Dive
Revolut pays publishers €50-100 per qualified referral. A "qualified" referral typically means:
- New user signs up via your link
- Orders a physical card
- Makes at least one transaction
Best audience for Revolut: Digital nomads, freelancers, people who travel internationally, crypto enthusiasts (Revolut has built-in crypto trading).
Conversion tip: Revolut's free tier is genuinely excellent — the pitch is easy. "Sign up free, get a card, no fees on currency exchange up to £1,000/month."
Revolut Referral Bonuses (What Users Get)
- Free Revolut card (normally €6-10 for physical card)
- Welcome cashback offer (varies by market — can be €10-30)
- Sometimes: 3 months of Premium free
Wise Referral Program — Deep Dive
Wise (formerly TransferWise) has a simpler but more reliable program:
- You earn: $30 per verified referral
- They earn: Free first transfer up to $500
- Cookie: 365 days — the best in fintech
Best audience for Wise: Expats, freelancers who get paid internationally, small businesses with international suppliers, students studying abroad.
Conversion tip: Wise's pitch writes itself — "the real exchange rate, not the bank's." Anyone sending money internationally will convert well.
Which Should You Promote?
Promote Revolut if: You have an audience of digital nomads, travelers, or people interested in crypto and investing.
Promote Wise if: You have an audience of international freelancers, expats, or anyone who sends money abroad.
Best strategy: Promote both. They solve slightly different problems and your audience might use both.
Get Referral Codes for Both
Browse current referral codes and sign-up bonuses for Revolut and Wise on Partner.bz.